Dave Meyer http://kplu.org en Cash in your portfolio? It's nothing to feel guilty about http://kplu.org/post/cash-your-portfolio-its-nothing-feel-guilty-about <p></p><p><span style="line-height: 1.5;">The Dow Jones Industrial Average and the S&amp;P 500 have been hitting record-high levels this year.</span></p><p>Many investors retreated from the stock market a few years ago and have cash sitting on the sidelines. Are you feeling pressured to invest?</p><p>Financial commentator Greg Heberlein says there's no need to rush back into the market.</p><p> Tue, 14 May 2013 12:00:00 +0000 Dave Meyer and Greg Heberlein 8771 at http://kplu.org Cash in your portfolio? It's nothing to feel guilty about Are we heading toward another economic meltdown? http://kplu.org/post/are-we-heading-toward-another-economic-meltdown <p></p><p><span style="line-height: 1.5;">Back in 2007, <a href="http://www.stratnews.com/">Strategic News Service</a> publisher Mark Anderson warned </span>KPLU<span style="line-height: 1.5;"> listeners about the dangers of "cheap money" from Japan, which helped fuel the subprime mortgage debacle. Mark advised investors to put more of their money into cash, rather than stocks. </span></p><p><span style="line-height: 1.5;">The following year, the bottom fell out of the stock market.</span></p><p>Is history about to repeat itself? Mark believes Japan and other nations are printing too much money again, making conditions ripe for another meltdown.</p><p>With Mark's permission, we're reprinting a special alert he recently sent to SNS subscribers on April 12:</p><p> Tue, 30 Apr 2013 14:49:23 +0000 Dave Meyer and Mark Anderson 8613 at http://kplu.org Are we heading toward another economic meltdown? How an Excel error derailed the federal deficit debate http://kplu.org/post/how-excel-error-derailed-federal-deficit-debate <p></p><p><span style="line-height: 1.5;">Some call it the spreadsheet error heard 'round the world.&nbsp;</span></p><p><span style="line-height: 1.5;">The 2010&nbsp;</span>Reinhart-Rogoff<span style="line-height: 1.5;">&nbsp;paper, <em><a href="http://www.nber.org/papers/w15639.pdf" target="_blank">Growth in a Time of Debt</a>,</em>&nbsp;was the most authoritative report providing hard data on why government spending needs to be cut. Too much debt, the study said, impedes economic growth.</span></p><p><span style="line-height: 1.5;">But a mistake in coding the Excel spreadsheet skewed the results. <a href="http://www.businessinsider.com/thomas-herndon-michael-ash-and-robert-pollin-on-reinhart-and-rogoff-2013-4" target="_blank">Mike Konczal at Business Insider</a> says the spreadsheet mistake is one of three glaring problems in the study. </span></p><p><span style="line-height: 1.5;">The whole debacle serves as a prudent reminder to maintain a healthy sense of skepticism about economic statistics.</span></p><p> Tue, 23 Apr 2013 12:04:00 +0000 Dave Meyer and Greg Heberlein 8503 at http://kplu.org How an Excel error derailed the federal deficit debate Stocks: Should you sell in May and go away? http://kplu.org/post/stocks-should-you-sell-may-and-go-away <p></p><p><span style="line-height: 1.5;">The financial media are full of suggestions for timing the stock market. We usually discredit those schemes on Money Matters, but this month we talk about one that might have at least a little merit to it.</span></p><p>The strategy is to “sell in May and go away.”&nbsp;</p><p>It’s based on the notion that the six months from late fall to late spring are great for owning stocks.&nbsp;Conversely, the period starting in May is not.&nbsp; Those periods are often referred to as the winter months vs. the summer months.</p><p>Does it really work?</p><p> Tue, 16 Apr 2013 12:00:00 +0000 Dave Meyer and Greg Heberlein 8402 at http://kplu.org Stocks: Should you sell in May and go away? Greg Heberlein goes to Vietnam, finds American companies http://kplu.org/post/greg-heberlein-goes-vietnam-finds-american-companies <p><span style="line-height: 1.5;">Financial commentator Greg </span>Heberlein<span style="line-height: 1.5;"> has just returned from a vacation in Vietnam and Cambodia. While there, he couldn't help but notice how westernized the Southeast Asian economy is becoming.</span></p><p> Tue, 09 Apr 2013 12:01:00 +0000 Dave Meyer and Greg Heberlein 8320 at http://kplu.org Greg Heberlein goes to Vietnam, finds American companies The cyber threat from China http://kplu.org/post/cyber-threat-china <p></p><p><span style="line-height: 1.5;">Are hackers from China stealing U.S. secrets?</span></p><p>China has denied these allegations for years. But a <a href="http://intelreport.mandiant.com/">recent report</a> by cybersecurity firm <a href="http://www.mandiant.com/">Mandiant </a>thoroughly documents the activities of a team in China that has apparently ransacked terabytes of data from U.S. corporations.</p><p>Our technology commentator, <a href="http://stratnews.com/">Strategic News Service</a> publisher Mark Anderson, has been warning us about the growing cyber threat from China.&nbsp;<span style="line-height: 1.5;">On this month’s edition of The Digital Future, Mark tells </span>KPLU’s<span style="line-height: 1.5;"> Dave Meyer the </span>Mandiant<span style="line-height: 1.5;"> report is truly a “smoking gun".</span></p><p> Tue, 26 Mar 2013 12:30:00 +0000 Dave Meyer and Mark Anderson 8112 at http://kplu.org The cyber threat from China Dividend vs. stock buyback: which is better for you? http://kplu.org/post/dividend-vs-stock-buyback-which-better-you <p><span style="line-height: 1.5;">When publicly held companies have excess cash, they often face two main choices: issue dividends, or buy back shares from the marketplace.</span></p><p>Both actions are considered roughly equal in terms of benefit to stockholders. On this week’s Money Matters, financial commentator Greg Heberlein explains why he prefers dividends.</p><p> Tue, 19 Mar 2013 12:30:00 +0000 Dave Meyer and Greg Heberlein 8018 at http://kplu.org Dividend vs. stock buyback: which is better for you? Tax mistakes you can avoid http://kplu.org/post/tax-mistakes-you-can-avoid <p></p><p>It's the second week of March and April 15th&nbsp;will be here before you know it. Have you started preparing your 2012 income tax return yet?</p><p>On this week's Money Matters, financial commentator Greg Heberlein and KPLU's&nbsp;Dave Meyer help you avoid some common tax mistakes.</p><p> Tue, 12 Mar 2013 12:30:00 +0000 Dave Meyer and Greg Heberlein 7941 at http://kplu.org Tax mistakes you can avoid Will the Internet be our downfall? http://kplu.org/post/will-internet-be-our-downfall <p></p><p></p><p></p><p><span style="line-height: 1.5;">Is the convenience of the Internet worth the potential chaos it can cause?&nbsp;</span></p><p>On this month’s edition of The Digital Future,&nbsp;<a href="http://www.stratnews.com/">Strategic News Service</a>&nbsp;publisher Mark Anderson and&nbsp;KPLU’s&nbsp;Dave Meyer look at the dark side of our online world. Tue, 26 Feb 2013 13:27:00 +0000 Dave Meyer and Mark Anderson 7852 at http://kplu.org Will the Internet be our downfall? Should you buy stocks while the market is high? http://kplu.org/post/should-you-buy-stocks-while-market-high <p></p><p>Financial commentator Greg Heberlein firmly believes the stock-market axiom that says "history repeats, but never exactly".&nbsp;So when he see the market at or near record highs, he gets nervous.&nbsp;Conventional wisdom is that individuals buy near the high and sell near the low.</p><p>What’s an investor to do? Greg and KPLU’s Dave Meyer look for answers on this week’s Money Matters.</p><p> Tue, 19 Feb 2013 13:30:00 +0000 Dave Meyer and Greg Heberlein 7797 at http://kplu.org Should you buy stocks while the market is high? Stocks soared in January. Does that mean it'll be a great year? http://kplu.org/post/stocks-soared-january-does-mean-itll-be-great-year <p></p><p>According to an old adage on Wall Street, "as goes January, so goes the year".</p><p>Last month, we cast aspersions on the "January effect" as a predictive tool. And then the month turned out to be the best January for stocks since the 1990s.</p><p>Financial commentator Greg Heberlein and KPLU's Dave Meyer take a second look at January on this week's Money Matters.</p><p> Tue, 12 Feb 2013 13:30:00 +0000 Dave Meyer and Greg Heberlein 7769 at http://kplu.org Stocks soared in January. Does that mean it'll be a great year? Dangerous times for American PC companies http://kplu.org/post/dangerous-times-american-pc-companies <p></p><p><span style="line-height: 1.5;">Will we ever see a day when personal computers are no longer made in the United States?</span></p><p>It may seem unthinkable in the land that gave birth to Apple, Dell, Hewlett-Packard and IBM, but <a href="http://www.stratnews.com/">Strategic News Service </a>publisher Mark Anderson is seeing cause for alarm. He explains the situation to KPLU’s Dave Meyer on this month’s edition of The Digital Future.</p><p> Tue, 29 Jan 2013 13:25:00 +0000 Dave Meyer and Mark Anderson 7648 at http://kplu.org Dangerous times for American PC companies How to get paid for not collecting Social Security http://kplu.org/post/how-get-paid-not-collecting-social-security <p></p><p>When it comes to collecting Social Security, there’s a way for some people to “have their cake and eat it, too”.</p><p>On this week's Money Matters, Greg Heberlein&nbsp;explains a spousal benefit that is sometimes overlooked.</p><p>If your spouse is already collecting Social Security and you decide to postpone collecting your own benefits, you may be able to collect payments equal to half of what your spouse is getting.&nbsp;</p><p> Tue, 22 Jan 2013 13:00:00 +0000 Dave Meyer and Greg Heberlein 7589 at http://kplu.org How to get paid for not collecting Social Security The folly of trying to predict the stock market http://kplu.org/post/folly-trying-predict-stock-market <p>Investors encounter numerous indices claiming to predict the future.&nbsp;Some are ridiculous, and some are based on facts.&nbsp;But most are worthless.</p><p>This week on Money Matters, financial commentator Greg Heberlein and KPLU’s Dave Meyer look at the January effect, sports indicators, and the fear index.</p><p> Tue, 15 Jan 2013 13:00:00 +0000 Dave Meyer and Greg Heberlein 7550 at http://kplu.org The folly of trying to predict the stock market Seattle-based HomeStreet is an IPO success story http://kplu.org/post/seattle-based-homestreet-ipo-success-story <p></p><p><a href="https://www.homestreet.com/about/index.aspx">HomeStreet</a>, a Seattle bank company, sold its first shares publicly on Valentine’s Day, 2012. It's been a love affair with investors ever since.</p><p>This is a stock that didn’t split its shares only once, but did so twice in just nine months. Factoring in both two-for-one splits, the stock started out at $11 a share. They finished up at $25.55, more than a double their initial value.</p><p>Financial commentator Greg Heberlein and KPLU's Dave Meyer talk about Home Street on this week's <em>Money Matters</em>.</p><p> Tue, 08 Jan 2013 13:00:00 +0000 Dave Meyer and Greg Heberlein 7505 at http://kplu.org Seattle-based HomeStreet is an IPO success story