money matters http://kplu.org en Resolve To Manage Your Money Better In 2014 http://kplu.org/post/resolve-manage-your-money-better-2014 <p></p><p><span style="line-height: 1.5;">No matter how financially savvy you are, there’s always room for improvement.</span></p><p> Tue, 31 Dec 2013 13:00:00 +0000 Dave Meyer & Greg Heberlein 11957 at http://kplu.org Resolve To Manage Your Money Better In 2014 Crunching the Numbers Surrounding Bitcoin Fever http://kplu.org/post/crunching-numbers-surrounding-bitcoin-fever <p></p><p><span style="line-height: 1.5;">Have you been swept up in </span>bitcoin<span style="line-height: 1.5;"> mania?</span></p><p>Bitcoins purchased at the beginning of this year were valued at $13.50. As of Dec. 9, they were trading at close to $900. That’s a rise of more than 6000 percent!</p><p>Many folks are eyeing the virtual currency as an easy way to make huge profits. But KPLU financial commentator Greg Heberlein urges caution. Bitcoin prices may very well continue their march into the stratosphere. Or the bubble could burst.</p><p> Tue, 10 Dec 2013 13:00:00 +0000 Dave Meyer & Greg Heberlein 11529 at http://kplu.org Crunching the Numbers Surrounding Bitcoin Fever Tableau Software is one of Seattle's Fastest Growing Companies http://kplu.org/post/tableau-software-one-seattles-fastest-growing-companies <p><span style="line-height: 1.5;">In the Center of the Universe, Seattle’s Fremont neighborhood, stands </span><a href="http://www.tableausoftware.com/trial/tableau-software?cid=701600000005cS4&amp;ls=Paid%20Search&amp;lsd=Google%20AdWords%20-%20Tableau%20-%20Free%20Trial&amp;adgroup=Tableau%20-%20Software%20Exact&amp;kw=tableau%20software&amp;adused=21156972255&amp;distribution=search&amp;gclid=CKD-37Ct77oCFQpBQgodxCEA6g" style="line-height: 1.5;" target="_blank">Tableau Software</a><span style="line-height: 1.5;">. Tableau is 10 years old and has been a publicly owned company for just six months. It’s growing fast.&nbsp;In just the past three years, employment has gone from fewer than 200 to more than 1,000.</span></p><p><span style="line-height: 1.5;">Financial commentator Greg Heberlein&nbsp;says Tableau is a company that local investors should keep their eyes on.</span></p><p> Tue, 19 Nov 2013 13:00:00 +0000 Dave Meyer & Greg Heberlein 11133 at http://kplu.org Tableau Software is one of Seattle's Fastest Growing Companies Microsoft Board Member Faces Scrutiny http://kplu.org/post/microsoft-board-member-faces-scrutiny <p><span style="line-height: 1.5;">When Microsoft holds its annual meeting Nov. 19, shareholders will finish voting for the company’s&nbsp;</span><a href="http://www.microsoft.com/en-us/news/exec/bod.aspx" style="line-height: 1.5;" target="_blank">board of directors</a><span style="line-height: 1.5;">. Usually it’s a straightforward affair, but this time, the candidacy of </span><a href="http://www.microsoft.com/en-us/news/bod/thompson/" style="line-height: 1.5;" target="_blank">John W. Thompson</a><span style="line-height: 1.5;"> will be closely examined.</span></p><p>Recently, a company that advises major shareholders on corporate governance urged shareholders to <a href="http://www.reuters.com/article/2013/10/29/us-microsoft-board-idUSBRE99R12U20131029" target="_blank">vote against Thompson</a>.</p><p> Tue, 12 Nov 2013 13:00:00 +0000 Dave Meyer & Greg Heberlein 10982 at http://kplu.org Microsoft Board Member Faces Scrutiny Don’t Throw Away That Old Stock Certificate! http://kplu.org/post/don-t-throw-away-old-stock-certificate <p><span style="line-height: 1.5;">It’s not uncommon for heirs to stumble across old stock certificates when disposing of an estate. What should you do with them?</span></p><p><span style="line-height: 1.5;">If the stock is for a recognized company that’s still in business, your task is relatively easy. If there’s no </span>cancellation<span style="line-height: 1.5;"> stamp on the certificate, any brokerage can cash it in for you (but you’ll need to provide the necessary paperwork proving you inherited it).</span></p><p>If you don’t recognize the company name and can’t find it online, then you have some work to do. We’ll help you get started.</p><p> Tue, 22 Oct 2013 12:00:00 +0000 Dave Meyer & Greg Heberlein 10531 at http://kplu.org Don’t Throw Away That Old Stock Certificate! Why Buy U.S. Savings Bonds? http://kplu.org/post/why-buy-us-savings-bonds <p></p><p><span style="line-height: 1.5;">Are U.S. savings bonds still a worthwhile investment?&nbsp;</span><span style="line-height: 1.5;">KPLU financial commentator Greg </span>Heberlein<span style="line-height: 1.5;"> thinks so.</span></p><p>Even with all the government shutdown shenanigans in Washington, D.C., Greg says savings bonds are still one of the safest investments you can buy.</p><p>In addition to safety, savings bonds are ideal for savers of modest means who need to sock a few dollars away each month. You can buy a savings bond for as little as $25.</p><p> Tue, 08 Oct 2013 12:00:00 +0000 Dave Meyer & Greg Heberlein 10316 at http://kplu.org Why Buy U.S. Savings Bonds? Death and IRAs http://kplu.org/post/death-and-iras <p><span style="line-height: 1.5;">You've worked hard to fund your golden years with an Individual Retirement Account (</span><a href="http://www.irs.gov/uac/Publication-590,-Individual-Retirement-Arrangements-(IRAs)" style="line-height: 1.5;">IRA</a><span style="line-height: 1.5;">). But what happens to that money when you die?</span></p><p>Well, since you won't be around, maybe you're not worried about it. But financial commentator Greg Heberlein says a little planning now can make things easier on your loved ones down the road.</p><p> Tue, 17 Sep 2013 12:00:00 +0000 Dave Meyer & Greg Heberlein 10025 at http://kplu.org Death and IRAs The Lure of the Exchange Traded Fund http://kplu.org/post/lure-exchange-traded-fund <p></p><p><span style="line-height: 1.5;">Why are </span><a href="http://en.wikipedia.org/wiki/Exchange-traded_fund#Trading" style="line-height: 1.5;" target="_blank">exchange traded funds</a><span style="line-height: 1.5;"> (</span>ETFs<span style="line-height: 1.5;">) growing in popularity?</span></p><p>Financial commentator Greg Heberlein says&nbsp;<span style="line-height: 1.5;">the ability to buy and sell them at any time during market hours makes them very appealing.</span></p><p> Tue, 10 Sep 2013 12:00:00 +0000 Dave Meyer & Greg Heberlein 9926 at http://kplu.org The Lure of the Exchange Traded Fund A Reverse Mortgage May Not Be Your Best Option http://kplu.org/post/reverse-mortgage-may-not-be-your-best-option <p></p><p><span style="line-height: 1.5;">We’ve all seen the TV commercials:&nbsp; Fred Thompson, Robert Wagner, Henry Winkler and others urging us to sign up for a reverse mortgage.&nbsp;</span></p><p><span style="line-height: 1.5;">As alluring as the ads are, financial commentator Greg Heberlein says anyone considering such a deal needs to give it some serious thought.</span></p><p> Tue, 20 Aug 2013 12:00:00 +0000 Dave Meyer & Greg Heberlein 9673 at http://kplu.org A Reverse Mortgage May Not Be Your Best Option Is Multi-Level Marketing Right for You? http://kplu.org/post/multi-level-marketing-right-you <p></p><p><span style="line-height: 1.5;">Is multi-level marketing (MLM) a good way to make money? At a time when family budgets are strained and jobs are hard to find, it’s a fair question.</span></p><p><span style="line-height: 1.5;">KPLU financial commentator Greg Heberlein recommends you do your homework before signing on with an MLM company.</span></p><p> Tue, 13 Aug 2013 12:00:00 +0000 Dave Meyer & Greg Heberlein 9570 at http://kplu.org Beware of Penny Stocks http://kplu.org/post/beware-penny-stocks <p></p><p><span style="line-height: 1.5;">To get an enormous stock market gain, buy a penny stock.</span></p><p>To risk losing all of your investment, buy a penny stock.&nbsp;</p><p>Still interested?</p><p>Financial commentator Greg Heberlein&nbsp;recommends you steer clear of penny stocks.</p><p> Tue, 23 Jul 2013 12:00:00 +0000 Dave Meyer & Greg Heberlein 9401 at http://kplu.org Beware of Penny Stocks Don't worry about rebalancing your portfolio http://kplu.org/post/dont-worry-about-rebalancing-your-portfolio <p><span style="line-height: 1.5;">&nbsp;</span></p><p></p><p><span style="line-height: 1.5;">The financial markets have been roiling lately, a sign that a change of direction might be about to occur, or already is underway. However, crystal balls tend to be more cloudy than clear. No one consistently appraises the markets accurately.&nbsp;</span></p><p><span style="line-height: 1.5;">No matter the market direction, financial advisers are not timid about telling you to </span>rebalance<span style="line-height: 1.5;"> your portfolio. But KPLU financial commentator Greg Heberlein says it's OK to ignore that advice.</span></p><p> Tue, 18 Jun 2013 12:00:00 +0000 Dave Meyer & Greg Heberlein 9084 at http://kplu.org Don't worry about rebalancing your portfolio Warren Buffett is investing in newspapers. Should you? http://kplu.org/post/warren-buffett-investing-newspapers-should-you <p></p><p><span style="line-height: 1.5;">In our digital world of social media, blogs and the like, is the newspaper industry a dinosaur?&nbsp;</span></p><p>Only 11 newspaper businesses are publicly owned. Is it foolish to invest in them? Legendary investor Warren Buffett doesn't think so. He's acquired 28 papers in the past couple of years.</p><p>A veteran of 32 years at The Seattle Times, financial commentator Greg Heberlein, can't help but believe Buffett is on the right track.</p><p> Tue, 21 May 2013 12:00:00 +0000 Dave Meyer & Greg Heberlein 8832 at http://kplu.org Warren Buffett is investing in newspapers. Should you? Stocks: Should you sell in May and go away? http://kplu.org/post/stocks-should-you-sell-may-and-go-away <p></p><p><span style="line-height: 1.5;">The financial media are full of suggestions for timing the stock market. We usually discredit those schemes on Money Matters, but this month we talk about one that might have at least a little merit to it.</span></p><p>The strategy is to “sell in May and go away.”&nbsp;</p><p>It’s based on the notion that the six months from late fall to late spring are great for owning stocks.&nbsp;Conversely, the period starting in May is not.&nbsp; Those periods are often referred to as the winter months vs. the summer months.</p><p>Does it really work?</p><p> Tue, 16 Apr 2013 12:00:00 +0000 Dave Meyer & Greg Heberlein 8402 at http://kplu.org Stocks: Should you sell in May and go away? Greg Heberlein goes to Vietnam, finds American companies http://kplu.org/post/greg-heberlein-goes-vietnam-finds-american-companies <p><span style="line-height: 1.5;">Financial commentator Greg </span>Heberlein<span style="line-height: 1.5;"> has just returned from a vacation in Vietnam and Cambodia. While there, he couldn't help but notice how westernized the Southeast Asian economy is becoming.</span></p><p> Tue, 09 Apr 2013 12:01:00 +0000 Dave Meyer & Greg Heberlein 8320 at http://kplu.org Greg Heberlein goes to Vietnam, finds American companies