Washington is one of only four states in the nation that offers workers compensation insurance only through a government agency. That could change this November. Initiative 1082 would allow private insurers to enter the market. Backers of the measure say the competition would force rates down on a tax that's been going up steadily in recent years. Opponents say it's a power grab by the insurance industry that could leave injured workers in a lurch. KPLU business and labor reporter Bellamy Pailthorp has the story.